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4.9 121 reviews
Loan agency in Mineola, Texas

201 W Broad St, Mineola, TX 75773, USA
5 years in business
+1 (903) 569-5194
westernshamrock.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas, United States

Company Name

Contact Data

Feedback about Western Finance?

Here you read the reviews of our clients.

They are very kind and sweet people who give you a chance when no one else will

Mrs. Alexandrine Rowe V

Western Finance is a great company with friendly people that work there.

Izaiah Feil III

Super friendly staff and helpful

Gayle Homenick

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Mineola, New York

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Mineola, New York is taken out easily and quickly. The interest rate is defined considering the category of the customer: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will Western Finance help take out a loan in Mineola, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to process the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Mineola, ny consider this circumstance not a hindrence to issue a loan. The borrower of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, repay the debt on time and not only resolve current difficulties, but improve the credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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