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Loan agency in Mineral Wells, Texas

1916 SE 1st St, Mineral Wells, TX 76067, USA
+1 (940) 325-3460

Feedback about Gotcha Loans?

Here you get acquainted with the feedback of our customers.

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Vinnie Bruen

I tried to borrow money from Gotcha Loans. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Prof. Serena Johns II

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Ms. Name Treutel Jr.

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the commissions.

Asia Conroy

I took out a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Raymundo Harber

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Mineral Wells, West Virginia

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Mineral Wells, wv. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

31% APR for loans up to $2,000

How will Gotcha Loans help take out a loan in Mineral Wells, West Virginia?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Mineral Wells, West Virginia. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Mineral Wells, Texas

Citizens State Bank

12618 FM 92, Spurger, TX 77660, USA

+1 (409) 429-3334

www.citizensbank.net

BBVA Bank

2635 Interstate 10, East, Beaumont, TX 77702, USA

+1 (409) 833-4440

www.bbvausa.com

Commercial Bank of Texas, N.A.

222 Vista Drive Suite 1.201A, Nacogdoches, TX 75961, USA

+1 (936) 715-4280

www.cbtx.com

First Financial Bank

3515 Dowlen Rd, Beaumont, TX 77706, USA

+1 (409) 600-6456

www.ffin.com

World Finance

10755 N Loop Dr Ste M, Socorro, TX 79927, USA

+1 (915) 859-2121

www.loansbyworld.com

TitleMax Title Loans

6871 N Fry Rd Suite 116, Katy, TX 77449, USA

+1 (281) 691-6677

www.titlemax.com

Woodforest National Bank

255 FM 518, Kemah, TX 77565, USA

+1 (281) 535-0690

woodforest.com

Bank of the Ozarks Mortgage

5178 Preston Rd, Frisco, TX 75034, USA

+1 (469) 365-6236

bankozarks.com

Merrick Bank

2701 E Grauwyler Rd, Irving, TX 75061, USA

+1 (800) 204-5936

merrickbank.com

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