Walmart Money Center Payday Loans Review

2 reviews

Organization owner?

18700 TX-105, Montgomery, TX 77356, USA

+1 (936) 582-1551

www.walmart.com

Domain Info

Created Date

1995-02-23

Mailing Address

Not Disclosed, Bentonville, AR, 72716-0520, United States

Company Name

Not Disclosed

Contact Data

+Not Disclosed

Feedback about Walmart Money Center?

Here you read the reviews of our customers.

I took out $300 for several days. When the payday loan was returned, they applied a huge fees, I had to pay almost $400.

Nicolette Monahan

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Breanne Windler

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the fees.

Cameron Rempel MD

I contacted Walmart Money Center 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, address the company in a month. Why?

Selina Becker

Unsatisfied! Was denied to take out $1,000. Only $400 was approved.

Jairo Kertzmann DVM

Pay Attention

Above-shown info provides the details about a exact lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Montgomery, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Montgomery, New York is issued simply and fast. The interest percentage is defined considering the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will Walmart Money Center help take out a loan in Montgomery, New York?

24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Montgomery, New York. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the loan.

APR Calculator

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