Welcome to Our Online Loan Referral Service

3 2 reviews

201 Main St, Odem, TX 78370, USA
+1 (361) 368-2651
www.fsbodem.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2003-02-03

Mailing Address

PO BOX 726, ODEM, TX, 78370-0726, United States

Company Name

FSB Odem

FSB Odem

Contact Data

[email protected]

4703604178

972-535-7719

What people think about First State Bank of Odem?

Below you get acquainted with some of the opinions of our customers.

I am a regular client of First State Bank of Odem. It is very easy to apply online. The APR was favorable. Their representatives always respond in a timely manner.

Jalon Bernier

Thanks!! The money were transferred to my bank account as promised – within 2 hours. I repaid the loan before the due date and had no complaints. The process is trouble-free and transparent. Be a responsible person and you will have no complaints.

Prof. Aiden Crist III

Thank you for the best service. Your employess assisted me throughout the process. It’s great that you only need an ID to get cash.

Ms. Genoveva Klocko III

The process was convenient, quick. No paperwork needed. Thank you so much. Love their 24/7 customer support. No troubles. Would apply again.

Mr. Isac Grant

Was invited to a gender party but was broke at that time. A friend recommended me to contact First State Bank of Odem. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had no credit. In general, The process was hassle free.

Dr. Kaleb Kris

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Odem, Texas

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Odem, Texas. The entire process is hassle-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can save people who have low credit scores or have no credit history. But we advise you that as with any borrowing you should only think about applying for a payday loan if you are sure that you can afford payments as agreed in the contract.

To get approved for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

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