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3.3 7 reviews
Loan agency in Odessa, Texas

108 E 31st St A, Odessa, TX 79762, USA
+1 (432) 362-0778
www.westtexasfinance.com
Friday
(Good Friday)
8:30AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
8:30AM–6PM
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM
Thursday
8:30AM–6PM

Domain Info

Created Date

2020-04-23

Mailing Address

108a E. 31st Street, ODESSA, United States, 70725, United States

Company Name

WeldonChaney

West Texas Finance

Contact Data

[email protected]

+1.2025550131

Feedback about West Texas Finance?

Here you grapple with the feedback of our clients.

Great service always smiling faces when you walk in

Prof. Kristoffer Hyatt

They gave me a chance when no one else would, I am more than thankful to them.

Ozella Macejkovic

Pay Attention

Lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Odessa, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Odessa, New York is issued easily and fast. The interest percentage is specified depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will West Texas Finance help issue a payday loan in Odessa, New York?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be credited to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Odessa, New York. They rate many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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Toledo Finance Corporation

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