Welcome to Our Online Loan Referral Service


612 Main St, Olton, TX 79064, USA
+1 (806) 285-2265
locations.happybank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank?

Below you see some of the opinions of our customers.

I took out for a $1,000 payday loan when I needed money after car accident. There simply was no other way out. I found this site on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another approved me for a smaller amount but here it got as much as I wanted.

Thea Nolan

I took out for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other way out. I found this site on the Internet. Other lender charged sky high rates. One lender refused me, another approved me for a smaller amount but here it got as much as I needed.

Colten Reinger

Used Happy State Bank for the second time. The lender is fair. They always keep you informed on your debt. No cheating. You can always extend your loan. They are always there when I need extra funds.

Madalyn Hahn

Happy State Bank seems honest. Applied twice. The first payday loan approved was small – $100, but next time the limit was increased to $800. Closed the loan on schedule. The employees were friendly, they gave immediate answers to all my questions. No problems. But their interest rates are not the lowest on the net.

Ms. Laura Ondricka II

I have already applied this lender twice and I was very pleased with the rates. This is the only round the clock lender with reasonable rates in my area.

Dr. Phoebe Graham Jr.

Happy State Bank seems credible. At least they have no hidden fees. This was the only lender that approved me for a payday loan.

Caden Barton DVM

Pay Attention

Now you can review general aspects of payday loans.

Payday Loans in Olton, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online payday loans can be the easiest solution to your short-term financial problems in Olton , Texas because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit score an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments without delays.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

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Excel Finance

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ACE Cash Express

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+1 (817) 861-2414

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Advance America

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+1 (210) 921-2708

www.advanceamerica.net

American Bank

5120 S Padre Island Dr, Corpus Christi, TX 78411, USA

+1 (361) 992-9905

www.americanbank.com

Braunfels Lenders

1008 Mission Dr, New Braunfels, TX 78130, USA

Lendmark Financial Services LLC

3224 Sherwood Way, San Angelo, TX 76901, USA

+1 (325) 224-3283

www.lendmarkfinancial.com

Happy State Bank ATM

1400 S Main St, Perryton, TX 79070, USA

+1 (800) 447-2265

www.happybank.com

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