Domain Info
Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
What people think about Happy State Bank?
Below you see some of the opinions of our customers.
I took out for a $1,000 payday loan when I needed money after car accident. There simply was no other way out. I found this site on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another approved me for a smaller amount but here it got as much as I wanted.
Thea Nolan
I took out for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other way out. I found this site on the Internet. Other lender charged sky high rates. One lender refused me, another approved me for a smaller amount but here it got as much as I needed.
Colten Reinger
Used Happy State Bank for the second time. The lender is fair. They always keep you informed on your debt. No cheating. You can always extend your loan. They are always there when I need extra funds.
Madalyn Hahn
Happy State Bank seems honest. Applied twice. The first payday loan approved was small – $100, but next time the limit was increased to $800. Closed the loan on schedule. The employees were friendly, they gave immediate answers to all my questions. No problems. But their interest rates are not the lowest on the net.
Ms. Laura Ondricka II
I have already applied this lender twice and I was very pleased with the rates. This is the only round the clock lender with reasonable rates in my area.
Dr. Phoebe Graham Jr.
Happy State Bank seems credible. At least they have no hidden fees. This was the only lender that approved me for a payday loan.
Caden Barton DVM
Pay Attention
Now you can review general aspects of payday loans.
Payday Loans in Olton, Texas
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Online payday loans can be the easiest solution to your short-term financial problems in Olton , Texas because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit score an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments without delays.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Olton, Texas
Toledo Finance Corporation
1418 Dallas Ave, McAllen, TX 78501, USA
+1 (956) 630-1988
www.toledocorp.com
Edward Jones - Financial Advisor: Chad P Currie
3524A Knickerbocker Rd, San Angelo, TX 76904, USA
+1 (325) 942-8578
www.edwardjones.com
Independent Bank is now Independent Financial
100 Old Town S. Blvd, Argyle, TX 76226, USA
+1 (940) 464-4200
www.independent-bank.com
Legend Bank - Bonham Convenience Center (Drive-Thru)
2232 N Center St, Bonham, TX 75418, USA
+1 (903) 583-2163
www.legend.bank
Guaranty Bank & Trust ATM
750 James Bowie Dr, New Boston, TX 75570, USA
+1 (903) 628-6270
www.gnty.com
