Welcome to Our Online Loan Referral Service

4.8 5 reviews

1045 I-45, Palmer, TX 75152, USA
+1 (972) 449-2283
www.csbpalmer.com
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM

Domain Info

Created Date

2007-03-22

Mailing Address

P.O. Box 820, Palmer, TX, 75152, United States

Company Name

Commercial State Bank

Commercial State Bank

Contact Data

[email protected]

(972) 449-2283

Feedback about Commercial State Bank?

Here you see the feedback of our customers.

Great people and great to work with!

Ms. Karina Graham DVM

Answered all my questions Sharon Parker

Dr. Arnoldo Hane

Used bank for years very nice and helpful staff.

Cindy Hettinger DVM

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Palmer, Massachusetts

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Problem-free financial products are considered as payday loans in Palmer, ma. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.

APR

23% small loan cap

How will Commercial State Bank help take out a payday loan in Palmer, Massachusetts?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Palmer, Massachusetts. They assess many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the loan.

APR Calculator

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