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539 Oak St, Palo Pinto, TX 76484, USA
+1 (940) 659-3611
www.sotb.com
Sunday
Closed
Monday
8:30AM–3PM
Tuesday
8:30AM–3PM
Wednesday
8:30AM–3PM
Thursday
8:30AM–3PM
Friday
8:30AM–6PM
Saturday
Closed

Domain Info

Created Date

1996-05-08

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Spirit of Texas Bank?

Below you read some of the opinions of our customers.

They approve applicants instantly and transfer funds the next day. But be careful – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Adele Hodkiewicz

It wanted to rebuild my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via Spirit of Texas Bank. Took out 4 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very good service.

Ulises Fadel

Pay Attention

The previous three items describe a definite company. But below you can find common information about payday loans.

Payday Loans in Palo Pinto, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is trouble-free and speedy to get approved for payday loans in Palo Pinto, Texas. The APR will be set individually for each case and will depend on the personal details the borrower filled in.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

Other Payday Lenders in Palo Pinto, Texas

TitleMax Title Loans

1817 US-79 S, Henderson, TX 75652, USA

+1 (903) 657-2610

www.titlemax.com

Instant Cash

1402 Houston Blvd, South Houston, TX 77587, USA

+1 (713) 378-0902

FirstBank & Trust

100 S Main St, Miami, TX 79059, USA

+1 (806) 868-2771

www.firstbanktexas.com

Woodforest National Bank

8195 Barker Cypress Rd, Cypress, TX 77433, USA

+1 (832) 375-2700

woodforest.com

MCBank

1005 C E Main St, Hamilton, TX 76531, USA

+1 (254) 386-4461

www.mcbanktx.com

Bridgecrest Financial

15001 FAA Blvd, Fort Worth, TX 76155, USA

+1 (800) 967-8526

myaccount.bridgecrest.com

Amegy Bank

280 FM306, New Braunfels, TX 78130, USA

+1 (830) 310-3944

www.amegybank.com

Cash America Pawn

8223 North Fwy, Houston, TX 77037, USA

+1 (281) 820-2772

Cash America Pawn

5300 Telephone Rd, Houston, TX 77087, USA

+1 (713) 643-2651

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