Welcome to Our Online Loan Referral Service

5 reviews

1125 N Hobart St, Pampa, TX 79065, USA
+1 (800) 447-2265
www.happybank.com
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you read the reviews of our customers.

Taxes were done in a timely manner.

Dr. Mekhi Bogan DDS

The women in that office are very friendly and helpful.

Violette Mertz

LOVE LOVE LOVE THE VIBE and the friendly staff.

Myrtle Ernser

I would only stop again for drinks only, checking receipt for correct charge.

Damon Nienow Sr.

Props to the people that work there cause I sure couldn't handle it.

Ansley Hyatt

Pay Attention

Above-shown info offers the details about a certain lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Pampa, Texas

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Pampa, Texas is issued simply and quickly. The interest rate is set considering the category of the client: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help issue a payday loan in Pampa, Texas?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Pampa, tx consider this circumstance not a hindrence to issue a loan. The client of a loan should be ready to objectively assess financial abilities, take out a loan, repay the debt on a due date and not only cope with current issues, but improve the credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

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World Finance

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World Finance

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IBC Bank

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Loanstar Title Loans

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