Welcome to Our Online Loan Referral Service

4 reviews

1701 N Hobart St, Pampa, TX 79065, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you get acquainted with some of the testimonials of our customers.

I had problems with paying off my bank loan and was not sure I would get accepted for a loan with Happy State Bank ATM . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $900 online. Fortunately I got approved!!! They literally saved my life.

Tara Predovic I

Thank you Happy State Bank ATM for helping me when I needed cash so bad to pay for a new bike. I have applied through this website once and everything was OK. This is the most legit company with no hidden fees. Highly recommended!!!

Seth Toy

They approve applicants immediately and transfer funds the same day. But beware – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Dovie Larson

Important

The previous three items charactirize a specific financial institution. But below you can read common details about payday loans.

Payday Loans in Pampa, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is hassle-free and speedy to get accepted for payday loans in Pampa, Texas. The interest rate will be set specifically for each client and will depend on the personal details the consumer filled in.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific factors. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

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