Welcome to Our Online Loan Referral Service

5 reviews

201 Euclid Ave, Panhandle, TX 79068, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you see the feedback of our customers.

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to address Happy State Bank ATM. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Trinity Harber

Only an ID is needed to submit an application. Was on a working trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Alexa Dietrich

Pay Attention

Above-specified info provides the details about a exact lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Panhandle, Texas

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

It is simple and quick to issue payday loans in Panhandle, Texas. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help take out a loan in Panhandle, Texas?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Panhandle, tx review this circumstance not a drawback to issue a loan. The recipient of a cash advance should be prepared to objectively estimate financial abilities, issue a loan, pay back the debt on time and not only cope with current difficulties, but enhance the credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Panhandle, Texas

Sun Loan Company

1307 W Wilson St, Borger, TX 79007, USA

+1 (806) 273-3050

www.sunloan.com

World Finance

5110 McPherson Rd Ste 4, Laredo, TX 78041, USA

+1 (956) 724-9027

www.loansbyworld.com

JSC Federal Credit Union

607 W Fairmont Pkwy, La Porte, TX 77571, USA

+1 (281) 488-7070

www.jscfcu.org

Covington Credit

2715 Boca Chica Blvd, Brownsville, TX 78521, USA

+1 (956) 750-4210

www.mymoneytogo.com

Peoples Bank

615 N Broadway St, Post, TX 79356, USA

+1 (806) 495-0026

peoplesbanktexas.com

Uncle Dan's Pawn Shop - North Dallas

1057 W Mockingbird Ln, Dallas, TX 75247, USA

+1 (214) 920-9972

uncledanspawnshops.com

Walmart Money Center

Amarillo, TX 79103, USA

www.walmart.com

Check `n Go

6421 Wesley St B, Greenville, TX 75402, USA

+1 (903) 455-8456

locations.checkngo.com

The First National Bank of Central Texas

501 E Texas Ave, Mart, TX 76664, USA

+1 (254) 772-9330

www.fnbct.com

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