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Loan agency in Pearsall, Texas

405 S Ash St, Pearsall, TX 78061, USA
+1 (830) 334-8137
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Feedback about K B J's Loan Co?

Here you grapple with the reviews of our customers.

I trusted K B J's Loan Co when it was necessary to get a small loan. I submitted an application quickly. No issues.

Dr. Franz Jast II

I apply quite often. I am pleased with the terms. There is online 24/7 service.

Prof. Malika Volkman

K B J's Loan Co is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The operators in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Jerad Deckow DDS

Pay Attention

Payday lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Pearsall, Texas

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

It is simple and quick to issue loans in Pearsall, Texas. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will K B J's Loan Co help issue a payday loan in Pearsall, Texas?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Pearsall, Texas. They rate many other factors before taking out a payday loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Pearsall, Texas

Woodforest National Bank

831 Highway 59 South, Cleveland, TX 77327, USA

+1 (281) 659-1005

www.woodforest.com

World Finance

2610 S Bypass 35 Ste C, Alvin, TX 77511, USA

+1 (281) 585-1711

www.loansbyworld.com

Southwest Funding LP

2201 Midway Rd # 108C, Carrollton, TX 75006, USA

www.southwestfunding.com

EZ Money Loan Services

1100 N 16th St, Orange, TX 77630, USA

+1 (409) 886-5359

www.ezmoney.com

Cash Store

2401 E Expressway 83 Ste 200, Mission, TX 78572, USA

+1 (956) 585-7474

www.cashstore.com

Frost Bank

314 S WW White Rd #104, San Antonio, TX 78219, USA

+1 (210) 220-4011

locations.frostbank.com

Western Finance

4316 Ayers St, Corpus Christi, TX 78415, USA

+1 (361) 857-0081

westernshamrock.com

Universal Cash System

3551 Palmer Hwy, Texas City, TX 77590, USA

+1 (409) 948-4932

Independent Bank is now Independent Financial

700 S, US-377, Pilot Point, TX 76258, USA

+1 (940) 686-5023

www.independent-bank.com

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