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5 342 reviews
Loan agency in Pharr, Texas

1101 N Cage Blvd suite 5 a, Pharr, TX 78577, USA
+1 (956) 783-9400
westernshamrock.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas, United States

Company Name

Contact Data

What people think about Western Finance?

Below you find some of the opinions of our customers.

The whole staff was extremely helpful and it was a very good experience.

Darrick Champlin Jr.

Best customer service and very fast in service would recommend them

Paul Veum III

I will be referring people and my go to place when needed.

Dr. Marty Koch III

Important

The previous three items charactirize a certain financial institution. But below you can read common details about payday loans.

Payday Loans in Pharr, Texas

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Pharr, Texas is are simple to get. The APR is specific for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit score. Payday loan approvals depend very much on other aspects. They will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

Other Payday Lenders in Pharr, Texas

First Service Credit Union

7720 FM 1960, Atascocita, TX 77346, USA

+1 (713) 679-7420

www.fscu.com

Approved Money Center

1519 E Main St, Alice, TX 78332, USA

+1 (361) 664-1200

www.approvedmoneycenter.com

Panhandle Plains Student Loan

1303 23rd St, Canyon, TX 79015, USA

+1 (877) 629-3669

ppslc.com

J'ville Title Loans

522 E Rusk St, Jacksonville, TX 75766, USA

www.jvilletitleloans.com

Fort Hood National Bank - ATM ONLY

Bldg. 89010 Tank Destroyer Blvd, Fort Hood, TX 76544, USA

+1 (254) 532-3000

www.fhnb.com

Spirit of Texas Bank

16920 Village Lake Dr, Lindale, TX 75771, USA

+1 (903) 881-9358

www.sotb.com

Prosperity Bank - Mt. Vernon

539 I-30, Mt Vernon, TX 75457, USA

+1 (903) 588-2243

locations.prosperitybankusa.com

BBVA Bank

9100 Benbrook Blvd, Benbrook, TX 76126, USA

+1 (817) 249-2040

www.bbvausa.com

First Cash Pawn

10415 Garland Rd, Dallas, TX 75218, USA

+1 (214) 328-4900

www.firstcash.com

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