Consolidated Finance Inc Payday Loans Review

5 reviews

Loan agency in Pharr, Texas

Organization owner?

225 S Cage Blvd A, Pharr, TX 78577, USA

+1 (956) 787-7342

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

What people think about Consolidated Finance Inc?

Below you get acquainted with some of the opinions of our clients.

I had problems with paying my bank loan and was not sure I would get appoved for a loan with Consolidated Finance Inc . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $1000 online. Fortunately I got accepted!!! They literally saved my life.

Prof. Reymundo Halvorson

Was invited to a wedding but was empty at that time. A friend recommended me to apply for a loan via Consolidated Finance Inc. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was hassle free.

Elva Brekke

I asked Consolidated Finance Inc for help. Everything was done very quickly. Had the funds in my account the next evening. Employees are very caring. Good experience!

Brook Daniel

Important

Above there is information about a definite company. Below you can see common features of payday loans.

Payday Loans in Pharr, Texas

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Pharr, Texas. Loans from payday lenders can get you funds quickly. Your interest rate will depend on a few factors.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit history. Payday loan approvals depend very much on other circumstances. Payday companies will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.