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3 2 reviews
Loan agency in Pharr, Texas

1000 E W U.S. Hwy 83 Suite S, Pharr, TX 78577, USA
+1 (956) 929-0810
www.stepstonecredit.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2017-11-30

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Stepstone Credit?

Below you find some of the opinions of our customers.

Used Stepstone Credit for the 4th time. The lender is reliable. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra money.

Dorothea Legros

I was embarrassed to borrow from my family so I decided to apply for a cash advance via Stepstone Credit. Found them online and the user reviews were positive I have already applied 3 times and every time I was eligible within an hour. Very convenient.

Kailee Walker IV

Stepstone Credit rescued me in a hard time. They approved me for a payday loan although I had credit issues. The process was as easy as possible and quick. I value their 24/7 client support service and acceptable rates. I will definitely recommend this site to my family and friends.

Drew Emard

Pay Attention

The above-given information provides the details about a definite company. The information below is about common information about payday loans.

Payday Loans in Pharr, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online payday loans can be the easiest solution to your temporary financial problems in Pharr , Texas because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Pharr, Texas

OneMain Financial

13740 East Fwy ste e, Houston, TX 77015, USA

+1 (346) 237-9025

www.onemainfinancial.com

World Finance

2215 S Texas 6 Ste A, Houston, TX 77077, USA

+1 (281) 920-9311

www.loansbyworld.com

Happy State Bank ATM

5001 S University Ave, Lubbock, TX 79413, USA

+1 (800) 447-2265

happybank.com

DATCU Credit Union

3005 FM2181, Corinth, TX 76210, USA

+1 (866) 387-8585

www.datcu.org

Guaranty Bank & Trust

750 James Bowie Dr, New Boston, TX 75570, USA

+1 (903) 628-6270

locations.gnty.com

Advance America

4515 Twin City Hwy Ste. 300, Port Arthur, TX 77642, USA

+1 (409) 962-8216

www.advanceamerica.net

Financial Planning & Income

304 Boothe Dr, Eagle Lake, TX 77434, USA

+1 (979) 234-2233

Shamrock Finance

2004 34th St, Lubbock, TX 79411, USA

+1 (806) 744-1506

westernshamrock.com

Security Finance

1933 Hwy 35 N Bypass, Rockport, TX 78382, USA

+1 (361) 790-7781

www.securityfinance.com

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