What people think about NAFT Federal Credit Union?
Below you get acquainted with some of the reviews of our customers.
Good customer service
Dr. Geovany Prohaska
Hate this bank they charge you to know how much you have in your checking's.
Josefa Lockman
Important
Now you can review general aspects of payday loans.
Payday Loans in Pharr, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
It is simple and fast to get accepted for payday loans in Pharr, Texas. The interest rate will be set specifically for each person and will depend on the personal details the person provided.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments on scheduled.
To get approved for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Pharr, Texas
Laredo Federal Credit Union
1119 Corpus Christi St, Laredo, TX 78040, USA
+1 (956) 722-3971
laredofcu.net
Security Finance
857 E Washington St Suite B, Brownsville, TX 78520, USA
+1 (956) 541-1413
www.securityfinance.com
Round Top State Bank
8681 US-77, Lexington, TX 78947, USA
+1 (979) 773-2227
www.roundtopstatebank.com
Texas Office of Consumer Credit Commissioner
2601 N Lamar Blvd, Austin, TX 78705, USA
+1 (800) 538-1579
occc.texas.gov
