Welcome to Our Online Loan Referral Service

3.5 11 reviews

901 N Veterans Blvd, Pharr, TX 78577, USA
+1 (956) 787-2774
Saturday
10AM–1PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
10AM–5:30PM
Friday
9AM–6PM

What people think about NAFT Federal Credit Union?

Below you get acquainted with some of the reviews of our customers.

Good customer service

Dr. Geovany Prohaska

Hate this bank they charge you to know how much you have in your checking's.

Josefa Lockman

Important

Now you can review general aspects of payday loans.

Payday Loans in Pharr, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is simple and fast to get accepted for payday loans in Pharr, Texas. The interest rate will be set specifically for each person and will depend on the personal details the person provided.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments on scheduled.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

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Brenham National Bank

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+1 (979) 836-4571

www.bnbank.com

Atlas Credit Co Inc

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+1 (915) 444-0513

atlascredit.com

Austin Telco Federal Credit Union

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+1 (512) 302-5555

www.atfcu.org

Cash Store

811 Hillcrest Dr, Vernon, TX 76384, USA

+1 (940) 552-5520

www.cashstore.com

Advance America

1012 US-82, Gainesville, TX 76240, USA

+1 (940) 668-8273

www.advanceamerica.net

Frost Bank

2700 N County Rd W, Odessa, TX 79764, USA

+1 (432) 617-1200

locations.frostbank.com

Advance America

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+1 (713) 589-1131

www.advanceamerica.net

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