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5 reviews
Loan agency in Pharr, Texas

108 FM3072, Pharr, TX 78577, USA
+1 (956) 782-5626
www.excelfinco.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Excel Finance?

Here you see the feedback of our customers.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Margaretta Yundt IV

I suffered a displeasing situation in my life. I emergenctly required extra money. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Terry Zulauf

A good payday lender. It quickly processed the application and credited the funds to my card.

Eulah Durgan

Good service with a favorable rate. Money deposited immediately, I always use Excel Finance.

Dr. Zander Macejkovic DVM

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Pharr, Texas

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Pharr, Texas is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Excel Finance help take out a payday loan in Pharr, Texas?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Pharr, tx will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Pharr, Texas

ACE Cash Express

12803 Nacogdoches Rd, San Antonio, TX 78217, USA

+1 (210) 590-2360

www.acecashexpress.com

O R Financial Services

590 Main St B, Eagle Pass, TX 78852, USA

+1 (830) 757-8410

Security Finance

324 W Ocean Blvd Suite 102, Los Fresnos, TX 78566, USA

+1 (956) 233-1916

www.securityfinance.com

Sun Loan Company

1300 S Cage Blvd Ste N, Pharr, TX 78577, USA

+1 (956) 782-0249

www.sunloan.com

Atlas Credit Co., Inc.

400 N Central Expy #105, McKinney, TX 75070, USA

+1 (972) 548-0071

www.atlascredit.com

World Finance

10733 Eastex Fwy, Houston, TX 77093, USA

+1 (713) 691-0200

www.loansbyworld.com

First Cash Financial

1115 W Veterans Memorial Blvd, Killeen, TX 76541, USA

+1 (254) 200-4424

www.firstcash.com

Charles Johnson Finance

910 E Washington St, Brownsville, TX 78520, USA

+1 (956) 541-7265

World Finance

2865 Southmost Blvd #4, Brownsville, TX 78521, USA

+1 (956) 465-1616

www.loansbyworld.com

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