Welcome to Our Online Loan Referral Service

2.6 5 reviews

840 N Cage Blvd, Pharr, TX 78577, USA
+1 (956) 687-4260
www.bankofsouthtexas.com
Friday
8AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2006-01-31

Mailing Address

1421 E NOLANA AVE, MCALLEN, TX, 78504-6471, United States

Company Name

Simmons, Brandon

Bank of South Texas

Contact Data

[email protected]

+1.9566874260

Feedback about Bank of South Texas?

Here you grapple with the reviews of our clients.

The money are transferred to my credit card. I cover obligations through my personal account. The payment is convenient and quick. Pay on time and there will be no problems.

Nestor Heidenreich

Not the first time I use Bank of South Texas. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when funds is urgently needed.

Dale Kilback

Bank of South Texas seemed to me the reliable. At least no insurance and extra fees. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Mrs. Sydnee Lesch

Not the first time I use Bank of South Texas. The service is competent. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when money is urgently needed.

Mr. Llewellyn Wisozk

Pay Attention

Above-defined info offers the details about a exact lender. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Pharr, Texas

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Problem-free financial products are known as payday loans in Pharr, tx. They are issued at individual interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Bank of South Texas help issue a payday loan in Pharr, Texas?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor considered by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by payday lenders to take out a loan. The lender process many aspects such as financial abilities to approve the form. Cash advance in Pharr, Texas may help improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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Cash Store

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First United Bank

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Excel Finance

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Atlas Credit Co., Inc.

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