Welcome to Our Online Loan Referral Service

4 4 reviews

700 S, US-377, Pilot Point, TX 76258, USA
+1 (940) 686-5023
www.independent-bank.com
Monday
9AM–12PM
Tuesday
9AM–12PM
Wednesday
9AM–12PM
Thursday
9AM–12PM
Friday
9AM–12PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2000-03-07

Mailing Address

Company Name

Contact Data

What people think about Independent Bank is now Independent Financial?

Below you see some of the reviews of our customers.

I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had low credit score. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my town charge sky high interest!

Britney Rohan PhD

I needed $600 to buy a suit for a party. The only solution was to apply for a payday loan. Found a lot of loan providers online. Independent Bank is now Independent Financial is the most honest loan provider in Pilot Point.

Bianka Kulas

Many thanks to Independent Bank is now Independent Financial. I recently had some difficulties with repaying my bank loan and they approved me for a payday loan. Best loan provider! Managed to cover my debts and signed with relief.

Kelton Lubowitz

Previously I needed $800 to cover utility bills. I decided to contact Independent Bank is now Independent Financial. They only approved me for $600 but the process itself was easy, and their rates were attractive.

Cedrick Dietrich PhD

I always use Independent Bank is now Independent Financial when it need a payday loan. The application process is easy. No issues.

Dr. Justyn Funk III

They approve applicants instantly and transfer money the same day. But be careful – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!

Dr. Rodrick O'Reilly V

Important

Now you can read general aspects of payday loans.

Payday Loans in Pilot Point, Texas

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Pilot Point, Texas is are simple to access. The APR is individual for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit score. Payday loan approvals depend very much on specific factors. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Pilot Point, Texas

ACE Cash Express

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+1 (956) 488-8747

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Texan Credit Corporation

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+1 (956) 487-0279

texancredit.com

Frost Bank

3501 Faudree Rd, Odessa, TX 79765, USA

+1 (432) 617-1200

locations.frostbank.com

Famsa Loans

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+1 (956) 257-9026

Swift Cash

500-A E Tyler St, Athens, TX 75751, USA

+1 (903) 670-3227

swiftcashathens.business.site

H & H Federal Credit Union

102 N Main, Stinnett, TX 79083, USA

+1 (806) 878-2452

myhhfcu.org

Regions Bank

2925 TX-256 Loop, Palestine, TX 75801, USA

+1 (903) 731-8107

www.regions.com

Cash America Pawn

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+1 (210) 979-6855

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