Welcome to Our Online Loan Referral Service

3.7 7 reviews

200 South Highway 377, Pilot Point, TX 76258, USA
+1 (940) 686-7000
www.pointbank.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1996-12-30

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, Texas, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

PointBank

Contact Data

[email protected]

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about PointBank?

Here you see the feedback of our customers.

Best bank in the area, very nice people and very helpful to their community ❤

Garth King

Honestly come Tuesday I will not be banking here anymore so inconvenient.

Rigoberto Carter

Pay Attention

Lending companies are shown in the first three points. Below info offers common information about payday loans.

Payday Loans in Pilot Point, Texas

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Pilot Point, Texas is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a client will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will PointBank help issue a loan in Pilot Point, Texas?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The deposit will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Pilot Point, Texas. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Pilot Point, Texas

City Finance Texarkana TX www.cityfinancetx.com

3811 N State Line Ave, Texarkana, TX 75503, USA

+1 (903) 791-6455

cityfinancetx.com

First National Bank In Cooper

11 West Side Square, Cooper, TX 75432, USA

+1 (903) 395-2131

fnbcooper.com

Bank of America Mortgage

22101 Westheimer Pkwy, Katy, TX 77450, USA

+1 (346) 279-1533

www.bankofamerica.com

Bank of the Ozarks Mortgage

5178 Preston Rd, Frisco, TX 75034, USA

+1 (469) 365-6236

bankozarks.com

Your Loan Depot

1401 N Frazier St, Conroe, TX 77301, USA

+1 (936) 703-5159

www.loandepotdollars.com

BBVA Bank

1105 S Pine St, Kountze, TX 77625, USA

+1 (409) 981-6158

www.bbvausa.com

Texas Car Title & Payday Loan Services, Inc.

1322 E Milam St #100, Mexia, TX 76667, USA

+1 (254) 562-9800

texascartitleandpaydayloanservicesinc.com

Advance America

1725-A, E Main St, Alice, TX 78332, USA

+1 (361) 668-3697

www.advanceamerica.net

Cash America Pawn

4630 Montana Ave, El Paso, TX 79903, USA

+1 (915) 562-5775

Top