Welcome to Our Online Loan Referral Service


310 W 5th St, Plainview, TX 79072, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you see the feedback of our customers.

Josh and Marcos are two employees that you can trust. They help getting you the right loan and very friendly.

Mr. Cary Rutherford I

The staff are great and they have a variety of items to choose from.

Chester Terry

Always great service and a hell of young man.

Dayana Nitzsche

Pay Attention

Further there will be shown the details about not a exact lender. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Plainview, New York

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Plainview, New York is taken out easily and quickly. The interest rate is set considering the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

25% small loan cap

How will Happy State Bank ATM help take out a loan in Plainview, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Plainview, ny will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Plainview, Texas

B & F Finance

417 S Main St, Del Rio, TX 78840, USA

+1 (830) 775-2274

EZ Money

9006 N Navarro St, Victoria, TX 77904, USA

+1 (361) 485-0845

www.getezmoney.com

OneMain Financial

140 NW John Jones Dr #126, Burleson, TX 76028, USA

+1 (817) 295-0744

www.onemainfinancial.com

American National Bank of Texas

5809 Wesley St, Greenville, TX 75402, USA

+1 (903) 455-7592

anbtx.com

ACE Cash Express

4023 E US Hwy 83 #108, Rio Grande City, TX 78582, USA

+1 (956) 488-8747

www.acecashexpress.com

Speedy Cash

706 E Hopkins St, San Marcos, TX 78666, USA

+1 (512) 392-3228

www.speedycash.com

E-Z Finance Co Inc

404 S Stanton St, El Paso, TX 79901, USA

Zackie's Insta-Cash

Texas 77590, USA

+1 (409) 945-9952

Peoples Bank

11011 Quaker Ave, Lubbock, TX 79424, USA

+1 (806) 776-2012

peoplesbanktexas.com

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