Welcome to Our Online Loan Referral Service

5 reviews

3701 Olton Rd, Plainview, TX 79072, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you get acquainted with some of the opinions of our clients.

Ridiculous interest rate. Had to repay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady in the chat was very impolite. Not happy. Better seek another service.

Dr. Kurt Walker

Wasted too much time with this lender. They charge hidden fees! Stay away

Prof. Brisa Quitzon

APR too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their APR a little…

Tania Kessler

I got a loan from Happy State Bank ATM twice. Paid back all my loans as agreed. Today wanted to borrow more, but they approved me for only $300 ???

Arnold Hermiston

Important

The above-given information provides the details about a definite financial institution. The information below is about general information about payday loans.

Payday Loans in Plainview, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Online payday loans can be the right solution to your temporary financial difficulties in Plainview , New York because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

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Texas Car Title and Payday Loan Services, Inc.

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World Finance

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Regional Finance

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Continental Credit

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Austin Finance

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