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Feedback about Texas First Bank?
Here you get acquainted with the reviews of our customers.
It was significant to improve the credit history, because there is practically no chance of getting a cash advance at a good interest rate. As a result, I addressed Texas First Bank. The history improved after several loans paid off.
Prof. Quinten Price V
Only an ID is needed to submit an application. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!
Ahmad Lesch
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Further there will be shown the details about not a certain lender. The information below will explain shared information about payday loans and its specific aspects.
Payday Loans in Port Arthur, Texas
Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.
Such financial products as payday loan in Port Arthur, Texas is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will get.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Texas First Bank help take out a payday loan in Port Arthur, Texas?
- 24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every client should fill in the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Port Arthur, Texas. They estmate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit score.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the payday loan known as APR.
APR Calculator
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