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4 3 reviews

311 N Virginia St, Port Lavaca, TX 77979, USA
+1 (361) 552-9771
www.ibc.com
Wednesday
9AM–5PM
Thursday
10AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

What people think about IBC Bank?

Below you find some of the reviews of our customers.

Great customer service, the people are really friendly and are really helpful.

Hettie Ledner

Over price and poor management

Elroy Herzog

Very knowledgeable, friendly, helpful, and fair at the Rio Grande location

Jasper Bahringer

Always take care of us in a mannered time and amazing customer service.

Margaret Balistreri I

The courtesy pay amount I owed didn't get paid until I was able to work again.

Emelie McDermott

Best Service You could ask for!!!

Justice Moore

I love my bank and the service I always get!

Marcus Deckow

Couldn't access our money because they said there system was down.

Bernadine Erdman

No limit savings and checking which is great for those wanting to start saving.

Gerry Orn

Important

The previous three items charactirize a specific company. But below you can find general information about payday loans.

Payday Loans in Port Lavaca, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Port Lavaca, Texas is are simple to get. The interest rate is individual for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can help individuals who have low credit scores or have no credit score. But we remind you that as with any borrowing you should only dare applying for a cash advance if you are confident that you can afford payments in good time.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Port Lavaca, Texas

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+1 (936) 258-0066

allegiancebank.com

Cliff's Check Cashing #21

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+1 (972) 291-2435

www.cliffscheckcashing.com

Construction Financial Services, Inc.

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+1 (830) 438-4558

cfs.mortgage-application.net

Xpress Cash

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+1 (432) 943-6599

Citizens State Bank

100 N Main St, West, TX 76691, USA

+1 (254) 826-3741

www.citizensstatebanktx.com

Gold Star Finance

3525 International Blvd, Brownsville, TX 78521, USA

+1 (956) 504-4888

goldstarfinancetexas.com

Principal Financial Group

7767 Spicewood Rd, Spicewood, TX 78669, USA

+1 (830) 500-3368

www.principal.com

Shell Federal Credit Union

4787 Wilson Rd, Humble, TX 77396, USA

+1 (713) 844-1100

www.shellfcu.org

Happy State Bank ATM

1431 W Wilson St, Borger, TX 79008, USA

+1 (800) 447-2265

www.happybank.com

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