Welcome to Our Online Loan Referral Service

3.7 3 reviews

101 Calhoun Plaza, Port Lavaca, TX 77979, USA
+1 (800) 903-7490
www.1stcb.com
Thursday
10AM–6:30PM
Friday
10AM–6:30PM
Saturday
10AM–5PM
Sunday
12–4PM
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-05-14

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about First Convenience Bank?

Below you find some of the reviews of our customers.

Thank you for the top-quality service. Your employess guided me throughout the process. It’s cool that you only need an ID to get cash.

Marques Okuneva

I needed $400 to buy a suit for a party. The only solution was to apply for a payday loan. Found a lot of financial institutions online. First Convenience Bank is the most legit lender in Port Lavaca.

Mrs. Antonette Durgan PhD

Good loan provider with competitive rates. They deposited within 3 hours, as I expected. I will use First Convenience Bank again if I need extra money.

Keaton Beatty

Used First Convenience Bank for the second time. The lender is reliable. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra funds.

Sylvan Graham

The process was trouble-free, speedy. No guarantors needed. Thank you a lot. Love their round-the-clock customer support. No problems. Would use again.

Domenico Haley

Pay Attention

The previous three items describe a definite lender. But below you can read general data about payday loans.

Payday Loans in Port Lavaca, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is simple and speedy to get approved for payday loans in Port Lavaca, Texas. The interest rate will be set individually for each person and will depend on the personal data the applicant entered.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit score. Payday loan approvals depend very much on specific circumstances. They will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

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