Welcome to Our Online Loan Referral Service

4 5 reviews

1800 US-181, Portland, TX 78374, USA
+1 (361) 886-9910
www.ibc.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

Feedback about IBC Bank?

Here you see the reviews of our customers.

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Linnea Morar IV

I borrowed $300 for several days. When the payday loan was returned, they applied a gigantic fees, I had to pay almost $400.

Geoffrey Kshlerin

Disappointed! Was declined to borrow $1,000. Only $400 was approved.

Ms. Carolyne Connelly Jr.

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes readers get acquainted common information about payday loans.

Payday Loans in Portland, New York

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Portland, New York is taken out easily and quickly. The interest percentage is set respecting the category of the client: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will IBC Bank help take out a payday loan in Portland, New York?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Portland, New York. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Portland, Texas

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Southside Bank

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www.southside.com

Texas Finance

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World Finance

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+1 (432) 336-3003

www.loansbyworld.com

Cash Store

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+1 (817) 283-0393

www.cashstore.com

Security Service Federal Credit Union

1439 SE Military Dr, San Antonio, TX 78214, USA

+1 (800) 525-9570

www.ssfcu.org

Gold Star Finance

3525 International Blvd, Brownsville, TX 78521, USA

+1 (956) 504-4888

goldstarfinancetexas.com

Spirit of Texas Bank

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+1 (512) 314-6700

www.sotb.com

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