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Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
Feedback about Happy State Bank?
Here you get acquainted with the reviews of our clients.
I'm not ashamed to borrow money from Happy State Bank, now the whole world lives like this. I have already used cash advance many times, everything is convenient.
Ernesto Watsica
Thanks to Happy State Bank for assisting when money is urgently needed. I have been applying to this company for amost a year and everything is always honest, without hidden commissions.
Stacey Bayer
I'm not ashamed to borrow money from Happy State Bank, now the whole world lives like this. I have already used payday loans many times, everything is convenient.
Ima Hettinger
Not the first time I use Happy State Bank. The service is competent. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It assists a lot when funds is urgently needed.
Mabelle Boehm
Happy State Bank applied for a cash advance secured by an auto for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.
Zachariah Beier
Pay Attention
Payday lenders are provided in the first three points. Below info offers general information about payday loans.
Payday Loans in Presidio, Texas
Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
This financial product in Presidio, Texas is issued simply and quickly. The interest rate is defined depending on the category of the customer: the more loans are successfully paid off, the more favorable terms will be offered to you.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Happy State Bank help take out a loan in Presidio, Texas?
- 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The loan will be sent to a account, so a personal visit to the department is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every customer should fill in the following data:
Then submit an application to get an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Presidio, tx review this circumstance not a hindrence to issue a loan. The recipient of a loan should be ready to objectively assess financial solvency, issue a loan, pay off the debt on schedule and not only resolve current difficulties, but improve the credit rating.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Presidio, Texas
Western Finance TMH
1502 S Stockton Ave, Monahans, TX 79756, USA
+1 (432) 943-2203
westernshamrock.com
