Welcome to Our Online Loan Referral Service


104 O Reilly St, Presidio, TX 79845, USA
www.happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank?

Here you get acquainted with the reviews of our clients.

I'm not ashamed to borrow money from Happy State Bank, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Ernesto Watsica

Thanks to Happy State Bank for assisting when money is urgently needed. I have been applying to this company for amost a year and everything is always honest, without hidden commissions.

Stacey Bayer

I'm not ashamed to borrow money from Happy State Bank, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Ima Hettinger

Not the first time I use Happy State Bank. The service is competent. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It assists a lot when funds is urgently needed.

Mabelle Boehm

Happy State Bank applied for a cash advance secured by an auto for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Zachariah Beier

Pay Attention

Payday lenders are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Presidio, Texas

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Presidio, Texas is issued simply and quickly. The interest rate is defined depending on the category of the customer: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank help take out a loan in Presidio, Texas?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Presidio, tx review this circumstance not a hindrence to issue a loan. The recipient of a loan should be ready to objectively assess financial solvency, issue a loan, pay off the debt on schedule and not only resolve current difficulties, but improve the credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Presidio, Texas

Best Pawn Austin

10313 Lake Creek Pkwy, Austin, TX 78750, USA

+1 (512) 258-7771

www.pawnshopaustintx.com

Texas Bank

500 North St #5043, Nacogdoches, TX 75961, USA

+1 (936) 462-9101

www.texasbnk.com

The Loan Store Inc

511 N Mechanic St, El Campo, TX 77437, USA

+1 (979) 543-2500

www.loanstoretx.com

Advance America

301 TX-243 Ste. 127, Canton, TX 75103, USA

+1 (903) 567-3302

www.advanceamerica.net

Pinnacle Bank

1403 W Henderson St, Cleburne, TX 76033, USA

+1 (817) 641-1500

www.pinnbanktx.com

Cash Store

11400 Gulf Fwy Ste A, Houston, TX 77034, USA

+1 (713) 943-1876

www.cashstore.com

Gold Star Finance, Inc.

321 E Spring St, Palestine, TX 75801, USA

+1 (903) 723-1433

goldstarfinancetexas.com

Texas National Bank

716 E End Blvd S, Marshall, TX 75670, USA

+1 (903) 938-5400

txnationalbank.com

Frost Bank

1000 N Walnut Creek Dr, Mansfield, TX 76063, USA

+1 (817) 420-5200

locations.frostbank.com

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