Welcome to Our Online Loan Referral Service

4.4 24 reviews

2201 E University Dr, Prosper, TX 75078, USA
+1 (214) 748-9393
www.myncu.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

2001-06-05

Mailing Address

13651 MONTFORT DR, DALLAS, TX, 75240-4500, United States

Company Name

Neighborhood Credit Union

Neighborhood Credit Union

Contact Data

[email protected]

214-748-9393 x1109

214-545-5290

Feedback about Neighborhood Credit Union?

Here you see the reviews of our customers.

Excited to meet the staff in person when lobbies open, very friendly people!

Tom Welch

Every time I stop by it is out of service/malfunctioning.

Warren Emmerich

Pay Attention

Above-shown info provides the details about a definite lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Prosper, Texas

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

Payday loans in Prosper, Texas are taken out hassle-free. The interest percentage is dependent on the client's personal data: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Neighborhood Credit Union help take out a loan in Prosper, Texas?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be deposited to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the request when lenders in Prosper, tx will assess other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

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