2000-04-07
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Below you find some of the opinions of our customers.
I took loans from Valley Federal Credit Union - Willacy Service Center 3 times. Previously it was ok. Last time they said I was accepted. Promised the money would be in my account within 9 hours. It’s been three days – no money. They do not answer phone calls. Why???
I got cash advance from Valley Federal Credit Union - Willacy Service Center 3 times. Closed all my loans on time. Today wanted to borrow more, but they approved me for only $400 ???
Applied for a loan second time. Got rejected! No idea WHY! No clarification. Tricky lender.
Crazy interest rate. Had to pay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was unsatisfactory too. The lady on the phone was very racist. Not satisfied. Better consider another lender.
The previous three items charactirize a precise financial institution. But below you can find common details about payday loans.
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Raymondville, New York is are simple to access. The APR is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit history. But we remind you that as with any borrowing you should only think about applying for a cash advance if you are confident that you can make payments as agreed in the contract.
To get accepted for a cash advance, you have to meet the following eligibility criteria: