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4 4 reviews

100 N McKinney St, Rice, TX 75155, USA
+1 (903) 326-4121
www.fsbrice-tx.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

2007-11-06

Mailing Address

100 N. McKinney, Rice, TX, 75155, United States

Company Name

First State Bank

First State Bank

Contact Data

[email protected]

+19033264121

What people think about First State Bank?

Below you see some of the testimonials of our customers.

They only ask for an ID to get approve. Last week I was ill and needed extra funds to survive. These guys accepted me although I had a bad credit score. Online and safe application. Very satisfied!

Brennan Waters I

Online application. I only entered an ID and a bank account. Same day processing. The first time I was accepted for $500 only. Hope the limit will increase next time. Interest rate is average. Paid back the loan even before the due date. If necessary, the term can be also extended.

Vernice Walker

Thank you First State Bank for assisting me when I needed funds so bad to pay for business trip. I have applied through this company once and everything was great. This is the most credible company with no hidden fees. Highly recommended!!!

Markus Hane

First State Bank seems safe. At least they charge no hidden fees. This was the only lender that approved me for a payday loan.

Fletcher Durgan

Yesterday I needed $800 to cover car repair bills. I decided to contact First State Bank. They only approved me for $500 but the process itself was hassle-free, and their rates were good.

Caleb Halvorson

Pay Attention

Above there is information about a precise lender. Below you can see common characteristics of payday loans.

Payday Loans in Rice, Virginia

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Rice, Virginia is are easy to get. The interest rate is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit score. Payday loan approvals depend very much on specific aspects. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

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