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3.9 12 reviews
Loan agency in Richardson, Texas

105 S Central Expy, Richardson, TX 75080, USA
+1 (972) 783-6777
www.acecashexpress.com
Friday
10AM–6PM
Saturday
10AM–6PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1996-01-04

Mailing Address

300 E John Carpenter Fwy Suite 900, Irving, Texas, 75062, United States

Company Name

Domain Administrator

ACE Cash Express

Contact Data

[email protected]

+1.9725505029

What people think about ACE Cash Express?

Below you see some of the testimonials of our clients.

Polite and efficient service.

Dr. Kareem Weissnat

I’ve waited almost an hour just to cash my check.

Mrs. Flossie Carroll PhD

And the people at Ace are always friendly and helpful :)

Hazle Cartwright PhD

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Richardson, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans are the easiest loans to access in Richardson, Texas. The entire process is straightforward. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on other circumstances. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Richardson, Texas

Texan Credit Corporation

201 N Collegiate Dr #900, Paris, TX 75460, USA

+1 (903) 783-1035

texancredit.com

1st Franklin Financial

4420 W 7th St, Texarkana, TX 75501, USA

+1 (903) 223-7500

locations.1ffc.com

Wells Fargo Bank

11522 Eagle Dr, Mont Belvieu, TX 77523, USA

+1 (281) 385-7171

www.wellsfargo.com

Hancock Whitney Bank

1912 Texas Ave S, College Station, TX 77840, USA

+1 (800) 448-8812

www.hancockwhitney.com

BBVA Bank

313 E Central Ave, Belton, TX 76513, USA

+1 (254) 939-3501

www.bbvausa.com

BBVA Bank

729 Fort Worth Dr, Denton, TX 76201, USA

+1 (940) 891-2300

www.bbvausa.com

Toledo Finance

120 E Moore Ave, Terrell, TX 75160, USA

+1 (972) 210-2990

www.toledocorp.com

Check 'n Go

501 Crump St, Midland, TX 79701, USA

+1 (432) 694-0780

www.checkngo.com

First Bank

901 Lamar St, Wichita Falls, TX 76301, USA

+1 (940) 687-2265

firstbankweb.com

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