Welcome to Our Online Loan Referral Service

4.2 11 reviews

818 S Central Expy #21, Richardson, TX 75080, USA
+1 (972) 238-0528
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours

What people think about E-Z Shop Check Cashing?

Below you see some of the opinions of our clients.

Friendly people, good prices.

Prof. Milan Lind

Expect you to pay full retail price for used broken stuff

Miss Amya Runolfsson DVM

Absolutely the best customer service and knowledgeable staff.

Jermain Purdy

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Richardson, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Richardson, Texas is are easy to get. The interest rate is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can save consumers who have bad credit scores or have no credit history. But we advise you that as with any borrowing you should only dare applying for a payday loan if you are certain that you can afford payments as agreed in the contract.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Richardson, Texas

World Finance

2401 Pecan Blvd Ste G, McAllen, TX 78501, USA

+1 (956) 682-1477

www.loansbyworld.com

Walmart Money Center

400 TX-35 BUS, Alvin, TX 77511, USA

+1 (281) 585-2825

www.riamoneytransfer.com

R Bank

50 FM487, Jarrell, TX 76537, USA

+1 (512) 598-9050

www.r.bank

Speedy Cash

400 W University Dr, Denton, TX 76201, USA

+1 (940) 380-8739

www.speedycash.com

EZMONEY Loan Services

4210 SW 45th Ave, Amarillo, TX 79109, USA

+1 (806) 354-9102

ezmoney.com

World Finance

369 W Hidalgo Ave, Raymondville, TX 78580, USA

+1 (956) 689-2406

www.loansbyworld.com

First Financial Bank

11853 TX-12, Orange, TX 77632, USA

+1 (409) 745-4433

www.ffin.com

Penelope Turner - CMG Financial Mortgage Loan Officer NMLS# 1777164

107 W Clayton St Suite A, Dayton, TX 77535, USA

+1 (281) 467-5699

www.cmgfi.com

Speedy Cash

706 E Hopkins St, San Marcos, TX 78666, USA

+1 (512) 392-3228

www.speedycash.com

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