What people think about E-Z Shop Check Cashing?
Below you see some of the opinions of our clients.
Friendly people, good prices.
Prof. Milan Lind
Expect you to pay full retail price for used broken stuff
Miss Amya Runolfsson DVM
Absolutely the best customer service and knowledgeable staff.
Jermain Purdy
Important
Below you can review general information about payday loans and their common features.
Payday Loans in Richardson, Texas
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans in Richardson, Texas is are easy to get. The interest rate is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can save consumers who have bad credit scores or have no credit history. But we advise you that as with any borrowing you should only dare applying for a payday loan if you are certain that you can afford payments as agreed in the contract.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Richardson, Texas
ACE Cash Express
3330 N Galloway Ave Ste 275 Ste 275, Mesquite, TX 75150, USA
+1 (972) 613-9889
www.acecashexpress.com
TEXAS BUSINESS FINANCE
3001 Hardin Blvd suite 110-313, McKinney, TX 75070, USA
+1 (214) 310-4117
texasbusinessfinance.com
Woodforest National Bank
1405 E Tyler St, Athens, TX 75751, USA
+1 (903) 677-8721
www.woodforest.com
