E-Z Shop Check Cashing Payday Loans Review

4.2 11 reviews

Organization owner?

818 S Central Expy #21, Richardson, TX 75080, USA

+1 (972) 238-0528

Monday

Open 24 hours

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

What people think about E-Z Shop Check Cashing?

Below you see some of the opinions of our clients.

Friendly people, good prices.

Prof. Milan Lind

Expect you to pay full retail price for used broken stuff

Miss Amya Runolfsson DVM

Absolutely the best customer service and knowledgeable staff.

Jermain Purdy

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Richardson, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Richardson, Texas is are easy to get. The interest rate is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can save consumers who have bad credit scores or have no credit history. But we advise you that as with any borrowing you should only dare applying for a payday loan if you are certain that you can afford payments as agreed in the contract.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.