Domain Info
Created Date
2006-09-07
Mailing Address
Company Name
Contact Data
Feedback about Golden Bank?
Here you see the reviews of our clients.
want to express my deep gratitude to Golden Bank for believing my case. I had some problems with a credit history, but this company helped me and took out a loan.
Daniella Wyman
The money are transferred to my credit card. I pay off through my account. The payment is convenient and quick. Pay on time and there will be no issues.
Dr. Nedra Steuber DDS
Pay Attention
Above-defined info offers the details about a certain lending company. Below-specified info is devoted to common information about payday loans.
Payday Loans in Richardson, Texas
Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
This financial product in Richardson, Texas is taken out simply and fast. The interest percentage is specified considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Golden Bank help issue a loan in Richardson, Texas?
- 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every client should enter the following data:
After filling in an application, submit it and recieve the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Richardson, Texas. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Richardson, Texas
Excel Finance
320 Southmore Ave Ste 314, Pasadena, TX 77502, USA
+1 (713) 472-0864
www.excelfinco.com
Veterans United Home Loans of San Antonio
3512 Paesanos Pkwy Ste. #103, San Antonio, TX 78231, USA
+1 (210) 477-9460
sanantonio.veteransunited.com
Edward Jones - Financial Advisor
102 E Moore Ave #100, Terrell, TX 75160, USA
+1 (972) 563-6364
www.edwardjones.com
AFFCU, A Federal Credit Union
1560 Cable Ranch Rd #200, San Antonio, TX 78245, USA
+1 (210) 673-5610
www.goaffcu.com
CashMax Title & Loan
411 W University Dr, Denton, TX 76201, USA
+1 (940) 566-1700
www.cashmaxtexas.com
Kathy Gaitan - LeaderOne Home Loans
3901 E Stan Schlueter Loop Suite 101, Killeen, TX 76542, USA
+1 (254) 541-5189
kathygaitan.com
First Liberty National Bank
1900 Sam Houston St, Liberty, TX 77575, USA
+1 (936) 336-6471
www.flnb.com
