Welcome to Our Online Loan Referral Service

2.7 3 reviews

301 S Central Expy, Richardson, TX 75080, USA
+1 (972) 889-3838
www.goldenbank-na.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2006-09-07

Mailing Address

Company Name

Contact Data

Feedback about Golden Bank?

Here you see the reviews of our clients.

want to express my deep gratitude to Golden Bank for believing my case. I had some problems with a credit history, but this company helped me and took out a loan.

Daniella Wyman

The money are transferred to my credit card. I pay off through my account. The payment is convenient and quick. Pay on time and there will be no issues.

Dr. Nedra Steuber DDS

Pay Attention

Above-defined info offers the details about a certain lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Richardson, Texas

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Richardson, Texas is taken out simply and fast. The interest percentage is specified considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Golden Bank help issue a loan in Richardson, Texas?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Richardson, Texas. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Richardson, Texas

Loanstar Title Loans

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+1 (713) 910-0478

www.loanstartitleloans.net

First Finance & Furniture

111 W Main St, Cameron, TX 76520, USA

+1 (254) 697-2412

www.facebook.com

TitleMax

7428 W Military Dr, San Antonio, TX 78227, USA

+1 (210) 526-6698

www.titlemax.com

Covington Credit

1139 SE Military Dr, San Antonio, TX 78214, USA

+1 (210) 640-3477

www.mymoneytogo.com

Empire Finance

1705 W University Dr #106, McKinney, TX 75069, USA

+1 (214) 444-3703

wallacefinance.com

Texan Credit Corporation

609 E University Dr, Edinburg, TX 78539, USA

+1 (956) 289-1866

texancredit.com

Bob's Pawn Shop

105 E Bluff St, Woodville, TX 75979, USA

+1 (409) 283-7691

C & G Loan Co

1521 Dallas Ave, McAllen, TX 78501, USA

+1 (956) 682-6418

Action Express Loans

100 N 10th St, McAllen, TX 78501, USA

+1 (956) 322-4611

www.actionexpressloans.com

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