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4.9 34 reviews
Loan agency in Richmond, Texas

1301 Farm-To-Market Rd 2218 Ste. 400, Richmond, TX 77469, USA
+1 (281) 232-6851
www.advanceamerica.net
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
11AM–5PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the reviews of our clients.

Excellent customer service fast friendly service best place to get $$$

Ervin Bashirian

I had an excellent experience from start to finish with the staff here.

Neha Auer

They are really nice easy people to work with.

Leonora Klein

Pay Attention

Further there will be shown the details about not a exact lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Richmond, Massachusetts

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Richmond, Massachusetts is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

23% small loan cap

How will Advance America help issue a loan in Richmond, Massachusetts?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Richmond, Massachusetts. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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Regions Bank

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Discount Check Cashing

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Austin Telco Federal Credit Union

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Sun Loan Company

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+1 (956) 797-6038

www.sunloan.com

Covington Credit

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+1 (956) 783-7720

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Atlas Credit Co., Inc.

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+1 (956) 488-2000

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Walmart Money Center

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www.walmart.com

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