Welcome to Our Online Loan Referral Service

2.5 16 reviews

5250 FM1640, Richmond, TX 77469, USA
+1 (832) 595-0920
www.ibc.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

Feedback about IBC Bank?

Here you get acquainted with the feedback of our clients.

The employees are not even aware of what this company offers or it’s policies.

Mr. Wilbert Casper Sr.

The branch manager Riz Shariff doesn't listen to his customers at all.

Dr. Kenny Johnson

Opened checking and saving accounts and it took over 1 month to get checks.

Travis Wyman V

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Richmond, Massachusetts

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Problem-free financial products are considered as payday loans in Richmond, ma. They are taken out at individual interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

23% small loan cap

How will IBC Bank help take out a loan in Richmond, Massachusetts?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Richmond, Massachusetts. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Richmond, Texas

Velocity Credit Union (Austin Municipal Court ATM)

700 E 7th St, Austin, TX 78701, USA

+1 (512) 469-7000

www.velocitycu.com

Guaranty Bancshares Inc

100 W Arkansas St, Mt Pleasant, TX 75455, USA

+1 (903) 572-9881

www.gnty.com

Frost Bank

4425 Texas 6 Frontage Rd, College Station, TX 77845, USA

+1 (979) 329-7811

www.frostbank.com

Tiempo Loans

2121 N Main St # E, Houston, TX 77009, USA

+1 (713) 227-3231

www.tiempoloans.com

Western Finance

1406 Sidney Baker St, Kerrville, TX 78028, USA

+1 (830) 792-2161

westernshamrock.com

Western Finance

701 E Edinburg Ave, Elsa, TX 78543, USA

+1 (956) 262-7303

westernshamrock.com

Texas Car Title & Payday Loan Services, Inc.

1302 Avenue Q, Lubbock, TX 79401, USA

+1 (806) 305-9285

Oportun

5101 Avenue H, Rosenberg, TX 77471, USA

+1 (832) 610-3280

oportun.com

Sun Loan Company

5112 Avenue H, Rosenberg, TX 77471, USA

+1 (832) 361-3526

www.sunloan.com

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