Welcome to Our Online Loan Referral Service

3.3 7 reviews

201 E Kaufman St, Rockwall, TX 75087, USA
+1 (972) 771-5353
www.independent-bank.com
Tuesday
9AM–12PM
Wednesday
9AM–12PM
Thursday
9AM–12PM
Friday
9AM–12PM
Saturday
Closed
Sunday
Closed
Monday
9AM–12PM

Domain Info

Created Date

2000-03-07

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank is now Independent Financial?

Here you get acquainted with the feedback of our clients.

The staff is very friendly.

Prof. Kameron Schulist

ATM is constantly out of service

Odessa Graham

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Rockwall, Texas

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Rockwall, Texas is taken out simply and fast. The interest percentage is specified respecting the category of the customer: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Independent Bank is now Independent Financial help take out a loan in Rockwall, Texas?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Rockwall, Texas. They estmate many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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