Welcome to Our Online Loan Referral Service

3 reviews

Roma, TX 78584, USA
excelfinco.com

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Excel Finance?

Below you read some of the reviews of our customers.

Many thanks to Excel Finance. I recently had some troubles with repaying my bank loan and they approved me for a payday loan. Best loan provider! Managed to deal with my problems and signed with relief.

Sydney Fritsch

Was invited to a birthday party but was broke at that time. A friend recommended me to contact Excel Finance. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had bad credit. In general, The process was effortless.

Simone Hermiston

I always use Excel Finance when it need a payday loan. The application process is trouble-free. No troubles.

Abigale Vandervort DDS

Was invited to a wedding but was empty at that time. A friend recommended me to contact Excel Finance. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had no credit. In general, The process was trouble free.

Mazie Armstrong MD

I applied for the first cash advance in my life, was approved in 10 minutes despite the fact that I had debts already. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my city charge sky high interest!

Elvie Braun

Pay Attention

The previous three items charactirize a definite financial institution. But below you can read general data about payday loans.

Payday Loans in Roma, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans are the easiest loans to be eligible in Roma, Texas. The entire process is fast. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Roma, tx welcome individuals with bad credit. You can apply for a bad credit payday loan on the net around the clock and if accepted could have the funds in your account within several hours.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to learn the exact cost of the cash advance loan even before applying.

APR Calculator

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