Welcome to Our Online Loan Referral Service

4.4 13 reviews

1702 E Grant St, Roma, TX 78584, USA
+1 (956) 849-1047
www.ibc.com
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

What people think about IBC Bank?

Below you get acquainted with some of the reviews of our clients.

Excellent staff and friendly service

Bart Shields II

Really slow employees.

Mrs. Charity Robel

I would recommend going through the drive through because they have more lanes.

Miss Sally Stark

Important

The previous three items charactirize a peculiar lender. But below you can find general information about payday loans.

Payday Loans in Roma, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Roma, Texas. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several things.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a bad credit history. Payday loan approvals depend very much on specific factors. Payday companies will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the loan even before applying.

APR Calculator

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