Western Finance Payday Loans Review

Loan agency in Roma, Texas

Organization owner?

2787 E Grant St Suite 3, Roma, TX 78584, USA

+1 (956) 847-7777

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

What people think about Western Finance?

Below you see some of the testimonials of our clients.

I had problems with paying off my bank loan and was not sure I would get accepted for a loan with Western Finance . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $600 online. Fortunately I got approved!!! They literally saved my life.

Bette Mills DVM

Simple application. I only needed an ID and a bank account. Same day lending decision. The first time I was approved for $400 only. Hope the available amount will be more next time. APR is average. Repaid the loan early. If necessary, the term can be also extended.

Monique Schuppe

I took out for a $1,000 loan when I needed money after vacation. There simply was no other way out. I found this lender on the Internet. Other lender charged unbelievable rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I wanted.

Ms. Bernita Gibson

Pay Attention

The previous three items charactirize a definite lender. But below you can read general information about payday loans.

Payday Loans in Roma, Texas

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Roma, Texas is are easy to get. The interest rate is specific for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments on time.

To get accepted for a cash advance, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.