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4.7 61 reviews
Loan agency in Rosenberg, Texas

3302 Avenue H #112, Rosenberg, TX 77471, USA
+1 (832) 595-8989
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Feedback about EFS Finance?

Here you read the feedback of our clients.

I had a great experience and received great customer service from josella.

Eino Keeling Sr.

Very unprofessional staff.

Alisha Kuhn

Great people to work with!!

Estrella Kris

Pay Attention

Payday lenders are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in Rosenberg, Texas

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Rosenberg, Texas is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates you will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will EFS Finance help issue a payday loan in Rosenberg, Texas?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Rosenberg, tx will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Rosenberg, Texas

BancorpSouth Bank

25303 Kuykendahl Rd, Tomball, TX 77375, USA

+1 (281) 517-2470

www.bancorpsouth.com

Toledo Finance Corporation

120 E Simmons St # 101, Weatherford, TX 76086, USA

+1 (817) 598-0601

www.toledocorp.com

Western Finance

208 N Main St, Taylor, TX 76574, USA

+1 (512) 352-6807

westernshamrock.com

Tom's Pawn Shop

349 E Plantation Dr, Clute, TX 77531, USA

+1 (979) 265-6109

www.tomspawnshop.com

Bank of America ATM (Drive-thru)

143 Exchange Blvd, Hutto, TX 78634, USA

+1 (844) 401-8500

locators.bankofamerica.com

Western Finance

1247 SW Military Dr, San Antonio, TX 78221, USA

+1 (210) 921-0078

westernshamrock.com

VIP Title Loans

3040 N Stemmons Fwy, Dallas, TX 75247, USA

+1 (214) 819-9491

www.viptitleloans.com

First Financial Bank

1490 E Main St, Midlothian, TX 76065, USA

+1 (817) 556-5050

www.ffin.com

Independent Bank is now Independent Financial

1009 North, TX-78, Lavon, TX 75166, USA

+1 (972) 853-5808

www.independent-bank.com

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