First State Bank Central Texas Payday Loans Review - Salado, Texas

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you must comply with the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.