Welcome to Our Online Loan Referral Service

5 4 reviews

102 W Columbia St, San Augustine, TX 75972, USA
+1 (936) 275-2361
www.texasbankandtrust.com
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–5PM

Domain Info

Created Date

2003-04-28

Mailing Address

P. O. Box 3188, Longview, TX, 75606, United States

Company Name

Texas Bank and Trust

Texas Bank and Trust

Contact Data

[email protected]

+1.9032375500

+1.9032371875

Feedback about Texas Bank and Trust?

Here you see the reviews of our clients.

Thanks to the team of Texas Bank and Trust. Quick solution of the arisen issues, quick approval on the payday loan. I definitely recommend this company.

Gretchen Wolff Sr.

Money was urgently needed. I left an online application in Texas Bank and Trust. I sent all the necessary photos of documents, talked to the operators by phone. The requested loan was approved. Within an hour, the money was credited to my card.

Grover Buckridge

I took out a payday loan when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One denied, the other offered too high a rate, but here it was approved as I wanted.

Prof. Kip Goodwin

Yesterday I needed extra funds, I decided to contact Texas Bank and Trust. They quickly approved the amount required, and besides, they offered good terms at a low interest rate.

Lindsey Prohaska

Pay Attention

Further there will be given the details about not a certain lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in San Augustine, Texas

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in San Augustine, Texas are issued easily. The interest percentage is dependent on the borrower's person-related information: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Texas Bank and Trust help issue a loan in San Augustine, Texas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the request when lenders in San Augustine, tx will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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