Welcome to Our Online Loan Referral Service

3.6 7 reviews

108 E, TX-495, San Juan, TX 78589, USA
+1 (956) 630-9320
www.ibc.com
Friday
10AM–6PM
Saturday
10AM–6PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

What people think about IBC Bank?

Below you see some of the opinions of our customers.

I always use IBC Bank when it need a payday loan. The application process is trouble-free. No issues.

Mr. Jamar Jenkins IV

I always use IBC Bank when it need a payday loan. The application process is trouble-free. No issues.

Vida Greenfelder

I had problems with paying my bank loan and was not sure I would get appoved for a loan with IBC Bank . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $300 online. Fortunately I got an approval!!! They literally saved my life.

Mrs. Dana Hessel Sr.

IBC Bank seems fair. At least they charge no hidden fees. This was the only lender that approved me for a cash advance.

Magali Ledner

I applied for the first cash advance in my life, was approved immediately despite the fact that I had other loans. I repaid it early. Love this lender for their affordable rates. Other lenders in my town charge sky high interest!

Dr. Edwin Hudson

Pay Attention

Now you can review general features of payday loans.

Payday Loans in San Juan, Texas

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to get in San Juan, Texas. The entire process is straightforward. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments on time.

To get approved for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

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