Welcome to Our Online Loan Referral Service

4.2 5 reviews

1 Commerce Park, Shallowater, TX 79363, USA
+1 (806) 832-4525
fsbshallowater.com
Sunday
Closed
Monday
7:30AM–7PM
Tuesday
7:30AM–7PM
Wednesday
7:30AM–7PM
Thursday
7:30AM–7PM
Friday
7:30AM–7PM
Saturday
8:30AM–12PM

Domain Info

Created Date

2001-08-20

Mailing Address

Texas, United States

Company Name

First State Bank of Shallowater

First State Bank of Shallowater

Contact Data

Feedback about First State Bank?

Here you get acquainted with the reviews of our customers.

Great customer service!

Maia Haag

Bad! need to upgrade there equipment.

Gene Lueilwitz

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with general information about payday loans.

Payday Loans in Shallowater, Texas

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Shallowater, Texas is taken out simply and quickly. The interest percentage is defined respecting the category of the customer: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First State Bank help issue a payday loan in Shallowater, Texas?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be deposited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to take out a loan. The lender process many aspects such as financial capabilities to approve the request. Payday loans in Shallowater, Texas may help level up your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the result.

APR Calculator

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