Welcome to Our Online Loan Referral Service

5 5 reviews

305 N Main St, Shamrock, TX 79079, USA
+1 (806) 256-2181
www.firstbanktexas.com
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1996-11-20

Mailing Address

Company Name

Contact Data

What people think about FirstBank & Trust?

Below you get acquainted with some of the opinions of our clients.

Sonny and the whole bank staff are terrific.

Sister Toy

Very nice bank and helpful staff!

Glennie Krajcik

Pay Attention

The previous three items charactirize a definite lending service. But below you can find common data about payday loans.

Payday Loans in Shamrock, Oklahoma

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans may be an easy and fast solution to a short-term problem in Shamrock, Oklahoma. Loans from payday lenders can get you funds quickly. Your APR will depend on several things.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Shamrock, Texas

Spirit of Texas Bank

11433 State Hwy 64, Tyler, TX 75704, USA

+1 (903) 531-2200

www.sotb.com

PLS Insurance

3003 W Northwest Hwy, Dallas, TX 75220, USA

+1 (214) 350-7008

pls247.com

V N C Enterprises

107 N Walcott St, Jefferson, TX 75657, USA

+1 (903) 665-7123

Fort Hood National Bank - ATM ONLY

Bldg. 52381 Clear Creek Rd, Fort Hood, TX 76544, USA

+1 (254) 532-3000

www.fhnb.com

Sun Loan Company

1719 E Main St Ste 102, Alice, TX 78332, USA

+1 (361) 668-0745

www.sunloan.com

B & F Finance

1130 SW Military Dr Suite 1134, San Antonio, TX 78221, USA

+1 (210) 924-9345

www.bnffinance.com

BancorpSouth Bank

402 N Main St, Temple, TX 76501, USA

+1 (254) 771-5880

www.bancorpsouth.com

Check `n Go

910 Morgan Blvd, Harlingen, TX 78550, USA

+1 (956) 365-3207

locations.checkngo.com

Northwestern Mutual Financial

904 N 7th St, Temple, TX 76501, USA

www.northwesternmutual.com

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