Welcome to Our Online Loan Referral Service

4.7 3 reviews

711 N Main St, Shamrock, TX 79079, USA
+1 (806) 256-2265
locations.happybank.com
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank?

Below you see some of the testimonials of our customers.

Fast application. I only filled in an ID and a bank account. Same day processing. The first time I was accepted for $500 only. Hope the limit will be more next time. Interest rate is fair. Repaid the loan early. If desired, the term can be also extended.

Adrianna Stiedemann

I recommend Happy State Bank to every person who need extra cash. I’ve been using them for 3rd time. Always fantastic service!

Braxton Bayer

Many thanks to Happy State Bank. I recently had some troubles with repaying my bank loan and they approved me for a payday loan. Best loan provider! Managed to deal with my issues and signed with relief.

Danial Orn MD

Pay Attention

The previous three items describe a definite company. But below you can find common data about payday loans.

Payday Loans in Shamrock, Oklahoma

A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Shamrock, Oklahoma. The entire process is effortless. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased chance to get approved for such loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and repay your loan commitments on scheduled.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Shamrock, Texas

Mobiloil Credit Union Drive-Thru

3535 Calder Ave, Beaumont, TX 77706, USA

+1 (409) 892-1111

www.mobiloilcu.org

First State Bank

1 Commerce Park, Shallowater, TX 79363, USA

+1 (806) 832-4525

fsbshallowater.com

N Go Cash Ltd

1520 S Ware Rd, McAllen, TX 78501, USA

+1 (956) 973-2643

Lone Star Ag Credit

1612 Summit Ave #325, Fort Worth, TX 76102, USA

+1 (817) 288-1599

lonestaragcredit.com

Houston County Pawn & Jewelry

1960 South E Loop 304 A, Crockett, TX 75835, USA

+1 (936) 544-4771

Electric Utilities Credit Union

2002 Birdwell Ln, Big Spring, TX 79720, USA

+1 (432) 263-3442

McAllen Financial Solutions, LLC.

914 Sycamore Ave, McAllen, TX 78501, USA

+1 (956) 441-2816

Citizens One Home Loans - James Templeton III

5221 N O'Connor Blvd, Irving, TX 75039, USA

+1 (401) 248-6506

lo.citizensone.com

Atlas Credit Co., Inc.

331 W Hopkins St, San Marcos, TX 78666, USA

+1 (512) 392-8100

www.atlascredit.com

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