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Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
Feedback about Happy State Bank ATM?
Here you read the feedback of our customers.
A good payday lender. It quickly reviewed the application and credited the funds to my card.
Loraine Von MD
I suffered a difficult situation in my life. I urgently needed extra funds. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my friends.
Haskell Donnelly
I submit an application very often. I am satisfied with the terms. There is online 24/7 service.
Garnett Bechtelar Sr.
I often issue a loan to a card in Happy State Bank ATM. It is very convenient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.
Dr. Hudson Metz
Pay Attention
Further there will be presented the details about not a exact lending company. The information below will define general information about payday loans and its specific features.
Payday Loans in Shamrock, Oklahoma
Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Payday loans in Shamrock, Oklahoma are issued easily. The interest percentage is dependent on the client's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.
APR
207% APR (17% monthly)
Max Loan
$1,500
Min Term
60 days (2 months)
Max Term
365 days (12 months)
How will Happy State Bank ATM help issue a loan in Shamrock, Oklahoma?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with customer data. It will take some minutes to process the form. The funds are credited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every customer should enter the following data:
After filling in an application, submit it and recieve the offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Shamrock, Oklahoma. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.
APR Calculator
Other Payday Lenders in Shamrock, Texas
TitleMax Title Loans
1116 E University Dr, Edinburg, TX 78539, USA
+1 (956) 316-4336
www.titlemax.com
Cash America Pawn
224 Native Land Design, Mission, TX 78572, USA
+1 (956) 519-0044
www.cashamerica.com
Texan Credit Corporation
1818 W Walker St Ste B, Breckenridge, TX 76424, USA
+1 (254) 559-1181
texancredit.com
All Pawn II Inc & Kat's Guitars
811 W Montgomery St A, Willis, TX 77378, USA
+1 (936) 890-7296
allpawn.com
Angelina Federal Employees Credit Union
900 Pershing Ave, Lufkin, TX 75904, USA
+1 (936) 632-7691
www.afecu.net
FirstCapital Bank of Texas
5606 W Wadley Ave, Midland, TX 79707, USA
+1 (432) 686-0044
www.fcbtexas.com
