Welcome to Our Online Loan Referral Service

5 reviews

1249 N Main St, Shamrock, TX 79079, USA
+1 (800) 447-2265
www.happybank.com
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you read the feedback of our customers.

A good payday lender. It quickly reviewed the application and credited the funds to my card.

Loraine Von MD

I suffered a difficult situation in my life. I urgently needed extra funds. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Haskell Donnelly

I submit an application very often. I am satisfied with the terms. There is online 24/7 service.

Garnett Bechtelar Sr.

I often issue a loan to a card in Happy State Bank ATM. It is very convenient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Dr. Hudson Metz

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Shamrock, Oklahoma

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Shamrock, Oklahoma are issued easily. The interest percentage is dependent on the client's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will Happy State Bank ATM help issue a loan in Shamrock, Oklahoma?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Shamrock, Oklahoma. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Shamrock, Texas

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ACE Cash Express

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+1 (281) 584-9823

www.acecashexpress.com

B & F Finance

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+1 (956) 973-2274

www.bnffinance.com

Security Finance

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+1 (325) 236-8067

www.security-finance.com

Texas Car Title & Payday Loan Services, Inc.

605 W Moore Ave, Terrell, TX 75160, USA

+1 (972) 563-1745

texascartitleandpaydayloanservicesinc.com

World Finance

219 S Main St, Bryan, TX 77803, USA

+1 (979) 779-9057

www.loansbyworld.com

Western Finance

114 N Blackburn St, Brady, TX 76825, USA

+1 (325) 597-1474

westernshamrock.com

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