Welcome to Our Online Loan Referral Service


500 Main St, Silverton, TX 79257, USA
+1 (806) 823-2265
locations.happybank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank?

Here you get acquainted with the feedback of our clients.

I addressed Happy State Bank. Everything was done quickly. Only pleasant impressions remained!

Josiane Dickinson

Happy State Bank applied for a payday loan secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Mr. Alf Zemlak IV

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers get acquainted common information about payday loans.

Payday Loans in Silverton, Texas

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to issue loans in Silverton, Texas. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank help issue a payday loan in Silverton, Texas?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Silverton, Texas. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Silverton, Texas

Covington Credit

903 W Ennis Ave, Ennis, TX 75119, USA

+1 (972) 875-9800

www.mymoneytogo.com

Atlas Credit Co., Inc.

222 W Hidalgo Ave #2, Raymondville, TX 78580, USA

+1 (956) 689-5915

www.atlascredit.com

Edward Jones - Financial Advisor

100 Interstate 45 N #440, Conroe, TX 77301, USA

www.edwardjones.com

Advantage Financial Services

3601 N Robison Rd, Texarkana, TX 75501, USA

+1 (903) 832-0808

www.advantagefinancialonline.net

Reliable Finance Co

108 Plantation Dr, Lake Jackson, TX 77566, USA

+1 (979) 299-3055

www.reliablefinanceco.com

BBVA Bank

5950 Bryant Irvin Rd, Fort Worth, TX 76132, USA

+1 (817) 294-9700

www.bbvausa.com

Republic Finance

2000 S East Loop 410 Suite 105, San Antonio, TX 78220, USA

+1 (210) 648-0817

locations.republicfinance.com

Community Loan Center Corporation

642 E Washington St, Brownsville, TX 78520, USA

+1 (956) 356-6600

www.rgvcommunityloancenter.com

Justice Finance Company

111 NE Main St, Ennis, TX 75119, USA

+1 (972) 875-3866

jfcloans.com

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