Domain Info
Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
Feedback about Happy State Bank?
Here you get acquainted with the feedback of our clients.
I addressed Happy State Bank. Everything was done quickly. Only pleasant impressions remained!
Josiane Dickinson
Happy State Bank applied for a payday loan secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.
Mr. Alf Zemlak IV
Pay Attention
The first three points describe the certain lending company. In other turn, below-defined info makes readers get acquainted common information about payday loans.
Payday Loans in Silverton, Texas
Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
It is easy and fast to issue loans in Silverton, Texas. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Happy State Bank help issue a payday loan in Silverton, Texas?
- 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the department is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill in the following data:
After filling in an application, submit it and get the decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Silverton, Texas. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the payday loan known as APR.
APR Calculator
Other Payday Lenders in Silverton, Texas
First Bank & Trust
6900 I-40 West, Suite 125, Amarillo, TX 79106, USA
+1 (806) 331-3142
www.firstmemphis.com
Security Finance
7121 W US Hwy 90 Suite 185, San Antonio, TX 78227, USA
+1 (210) 433-2976
www.securityfinance.com
Advance America
2110 W Pecan St Ste. 103, Pflugerville, TX 78660, USA
+1 (512) 989-9912
www.advanceamerica.net
