Welcome to Our Online Loan Referral Service

4.7 7 reviews

155 8th St, Somerville, TX 77879, USA
+1 (979) 596-1421
www.csbtx.bank
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM

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Feedback about Citizens State Bank?

Here you grapple with the reviews of our clients.

I recommend Citizens State Bank to everyone, I am applying for the second time. Everything is great!

Mr. Tobin Lind V

I trusted Citizens State Bank when it was necessary to get a small loan. I filled in an application quickly. No issues.

Kathleen Price

Citizens State Bank applied for a loan secured by a car for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Daisy Schuster

I took out a loan when I had problems with money. There was no other way out. I searched this website on the Internet, among others. Has applied several services. One declined, the other offered too high a percentage, but here it was approved as I wanted.

Maynard Bartoletti

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Somerville, Massachusetts

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Somerville, ma. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

23% small loan cap

How will Citizens State Bank help issue a loan in Somerville, Massachusetts?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Somerville, Massachusetts. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

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Stepstone Credit

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