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4 reviews

107 Collard St, Spearman, TX 79081, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
(Easter)
Open 24 hours
Hours might differ
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you get acquainted with some of the reviews of our clients.

It was truly her home and the staff and other residents her extended family.

Amparo Weber V

The atmosphere is nice to work.

Zackary White III

Brookdale is a great place to know your loved one is cared for and loved!!!

Miss Cassandre Anderson V

In a busy place I felt secure with them and my personal info

Rosendo Schaden

Waited for over an hour and still the attendant did not arrive.

Luther Upton

I will be using them every year.

Elvera Huel

Pay Attention

Above there is information about a precise company. Below you can read common features of payday loans.

Payday Loans in Spearman, Texas

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

It is hassle-free and speedy to get accepted for payday loans in Spearman, Texas. The APR will be set individually for each case and will depend on the personal data the borrower provided.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a bad credit history. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

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Woodforest National Bank

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+1 (806) 352-9012

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Texas Car Title & Payday Loan Services, Inc.

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+1 (830) 386-0402

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Happy State Bank ATM

1908 4th Ave, Canyon, TX 79015, USA

+1 (800) 447-2265

www.happybank.com

Herring Bank

2201 Civic Cir, Amarillo, TX 79109, USA

+1 (806) 677-7007

www.herringbank.com

BBVA Bank

8150 Memorial Blvd, Port Arthur, TX 77642, USA

+1 (409) 729-0243

www.bbvausa.com

OneMain Financial

20119B Highway 59 N, Humble, TX 77338, USA

+1 (281) 446-1171

www.onemainfinancial.com

World Finance

2414 W Waco Dr, Waco, TX 76701, USA

+1 (254) 756-7931

www.loansbyworld.com

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